Quick answer
As of November 2026, Form N-400 costs $710 online or $760 on paper. You may qualify to pay $380 if your household income is up to 400% of the Federal Poverty Guidelines, or nothing with a fee waiver if your income is lower or you receive certain benefits. Both of those options require filing on paper. A proposed rule would raise these fees, but it is not in effect.
On this page
How much does Form N-400 cost?
As of November 2026, here is what U.S. Citizenship and Immigration Services (USCIS) charges, according to its current fee schedule. There's no separate fee for biometrics.
| Your situation | Fee | How you can file |
|---|---|---|
| Standard, filing online | $710 | Online |
| Standard, filing on paper | $760 | Paper |
| Reduced fee | $380 | Paper only |
| Fee waiver | $0 | Paper only |
| Military service, under the military paths | $0 | See the form's instructions |
Standard, filing online
- Fee
- $710
- How you can file
- Online
Standard, filing on paper
- Fee
- $760
- How you can file
- Paper
Reduced fee
- Fee
- $380
- How you can file
- Paper only
Fee waiver
- Fee
- $0
- How you can file
- Paper only
Military service, under the military paths
- Fee
- $0
- How you can file
- See the form's instructions
Fees can change, so check the current fee schedule, Form G-1055, on the day you file. Our guide on how to fill out Form N-400 explains the rest of the process.
Do I qualify to pay less?
There are two ways to pay less, and you should request only one. Both depend mostly on your household income compared with the Federal Poverty Guidelines, which USCIS publishes in a table by household size each year.
| Reduced fee | Fee waiver | |
|---|---|---|
| What you pay | $380 | $0 |
| Income rule | Household income up to 400% of the guidelines | Household income at or below 150% of the guidelines |
| Other ways to qualify | None | You, your spouse, your child, or in some cases your parent currently receives a means-tested benefit, or you face extreme financial hardship |
| How to ask | Part 10 of a paper Form N-400 | Form I-912, or a written request with the same information, with a paper Form N-400 |
What you pay
- Reduced fee
- $380
- Fee waiver
- $0
Income rule
- Reduced fee
- Household income up to 400% of the guidelines
- Fee waiver
- Household income at or below 150% of the guidelines
Other ways to qualify
- Reduced fee
- None
- Fee waiver
- You, your spouse, your child, or in some cases your parent currently receives a means-tested benefit, or you face extreme financial hardship
How to ask
- Reduced fee
- Part 10 of a paper Form N-400
- Fee waiver
- Form I-912, or a written request with the same information, with a paper Form N-400
If your income is at or below 150%, USCIS directs you to a fee waiver instead of the reduced fee.
What counts as a means-tested benefit? USCIS lists Medicaid, SNAP, TANF, SSI, housing assistance, WIC, LIHEAP, and certain VA cash benefits. It says Medicare, unemployment, Social Security, SSDI, and student aid do not count.
What counts as extreme financial hardship? USCIS gives examples such as unemployment, a family member's medical expenses, a natural disaster, eviction, or homelessness that keeps you from paying.
Who counts in my household?
USCIS's fee pages use the same basic definition for both requests. Your household can include:
- You.
- The head of your household, if that isn't you.
- Your spouse, if you live together. If you are separated or live apart, USCIS says not to include your spouse.
- Your parents and your unmarried children or legal wards under 21, if they live with you.
- Your unmarried children or legal wards aged 21 to 23 who are full-time students, if they live with you when not at school.
- Your unmarried children or legal wards with a disability who can't care for themselves and whose legal guardian you are, if they live with you.
- Other dependents on your federal tax return, or on your spouse's or head of household's return.
A relative or roommate who lives with you but doesn't fit these groups doesn't count, and neither does their income.
USCIS also describes a few special situations:
- Separated, for a fee waiver. USCIS asks for a signed statement or documents showing that your spouse lives elsewhere and gives you no income help. Any monthly support payments from your spouse still count as income.
- Spouse abroad, for a reduced fee. Include what your spouse contributes to your household. If your spouse gives no support, include a statement explaining that.
- Abuse, for a reduced fee. If you are applying as the battered or abused spouse of a U.S. citizen you still live with, USCIS says not to include that spouse's income.
What proof do I need?
Requests can be turned down for lack of evidence, so send it with your form.
For a reduced fee
Each household member's most recent federal tax return. If someone didn't file, or the return doesn't show current income, pay stubs for at least the past month, a recent W-2 or SSA-1099, or an employer letter.
For a benefit-based waiver
A letter or notice showing the person's name, the agency, the type of benefit, and that it is current. It should be dated within 12 months of filing. A benefit card alone usually isn't enough.
For an income-based waiver
Proof of income for everyone in your household, including the head of household.
For a hardship waiver
A detailed description, with documents such as bank statements, pay stubs, utility bills, a lease, or medical bills. If you don't have documents, explain why. USCIS advises adding a signed, dated statement from a member of your community who knows your situation.
Anything in a foreign language needs a full English translation with the translator's signed statement.
Why do these requests get turned down?
USCIS lists the common problems on its fee pages. For a fee waiver, they include:
- You don't meet any of the conditions.
- You didn't sign Form I-912 or your written request.
- You didn't state your basis, by checking a box in Part 1 of Form I-912 or another way.
- You didn't send evidence of your benefit, income, or hardship.
- Your evidence isn't in English and has no certified translation.
- You sent the request without the application.
For a reduced fee, USCIS warns about not sending enough information and documents, and about untranslated documents.
If your fee waiver is denied, the denial notice (Form I-797) gives the reason. If USCIS rejects a filing, it sends a notice explaining why. If you then refile and want to pay by card, you need a new Form G-1450.
How do I pay?
It depends on how you file. USCIS's rules for paper filings have changed, and it generally no longer takes checks.
| How you file | How you pay |
|---|---|
| Online | Through pay.gov, by card or bank withdrawal. Check the web address before you pay |
| On paper | By card with Form G-1450, or by bank withdrawal with Form G-1650. Don't include both |
| Checks and money orders | Generally not accepted, unless you qualify for an exemption and file Form G-1651 |
Online
- How you pay
- Through pay.gov, by card or bank withdrawal. Check the web address before you pay
On paper
- How you pay
- By card with Form G-1450, or by bank withdrawal with Form G-1650. Don't include both
Checks and money orders
- How you pay
- Generally not accepted, unless you qualify for an exemption and file Form G-1651
- Declined payments. If your card is declined, USCIS doesn't try again, and it rejects your filing. If a bank withdrawal fails for lack of funds, USCIS tries one more time before rejecting it. For a bank withdrawal declined for any other reason, it rejects your filing without trying again.
- No refunds. USCIS says filing fees are final and nonrefundable, even if your application is denied or you withdraw it.
Are the fees going up?
Possibly, but nothing has changed yet. In June 2026, the Department of Homeland Security published a proposed rule. As of November 2026, here is what it would do if it became final:
| Current fee | Proposed fee | |
|---|---|---|
| Filing online | $710 | $1,280 |
| Filing on paper | $760 | $1,330 |
| Reduced fee | $380 | Would end |
| Fee waiver | Available if you qualify | Would end |
| Military paths | $0 | Would stay exempt |
Filing online
- Current fee
- $710
- Proposed fee
- $1,280
Filing on paper
- Current fee
- $760
- Proposed fee
- $1,330
Reduced fee
- Current fee
- $380
- Proposed fee
- Would end
Fee waiver
- Current fee
- Available if you qualify
- Proposed fee
- Would end
Military paths
- Current fee
- $0
- Proposed fee
- Would stay exempt
Public comments closed on August 24, 2026. We found no final rule, and USCIS's fee schedule dated October 26, 2026 still lists the current fees. A proposal can change before it becomes final, or it may never take effect, and we can't predict the timing. We will update this guide if that changes.
When should I talk to a professional?
Most people can work out their fee from USCIS's table. Consider getting help if any of these apply to you:
- You aren't sure who counts in your household, or your income changed recently.
- Your fee waiver or reduced fee request was turned down.
- You are applying under the military paths and aren't sure what to file.
A DOJ-accredited representative or licensed attorney can help, and some nonprofit organizations offer low-cost services.
Frequently asked questions
Do I get my money back if my application is denied?
No. USCIS says filing fees are final and nonrefundable, even if your application is denied.
Can I file online if I'm asking to pay less?
No. USCIS's fee schedule says you must file a paper Form N-400 to request a reduced fee or fee waiver.
Can I request both a reduced fee and a fee waiver?
USCIS says not to file both. If your income is at or below 150% of the guidelines, it directs you to the fee waiver.
Is there a separate fee for fingerprints?
No. USCIS says there's no separate fee for biometric services for Form N-400.
Sources10
- USCIS: Form G-1055, Fee Schedule (edition 10/26/26)
- USCIS: Form N-400, Application for Naturalization
- USCIS: Instructions for Form N-400 (edition 01/20/25)
- USCIS: Additional Information on Filing a Reduced Fee Request
- USCIS: Additional Information on Filing a Fee Waiver
- USCIS: Form I-912, Request for Fee Waiver
- USCIS: Poverty Guidelines
- USCIS: Filing Fees
- USCIS: Form N-400 Filing Fees Fact Sheet (June 2024)
- Federal Register: Naturalization Application Fee Adjustments (proposed rule, June 23, 2026)
Related guides
Independent educational website, not affiliated with USCIS or any government agency. Not legal advice.
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